February 19, 2012
Homeowners in Tampa who are in foreclosure or struggling to make payments may qualify for help after the $25 billion government settlement last week. Although banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process. Which mortgage companies does the “landmark settlement” cover? The […]
December 30, 2011
Let’s assume you are a Tampa resident and in foreclosure proceedings. Should you do nothing and hope for the best?
December 19, 2011
What is the role of an attorney? What is the role of the bank in a foreclosure process in Tampa, Florida?
December 5, 2011
Late payments may have an impact on the Foreclosure Process. Is being late on your payments a good or bad thing?
November 18, 2011
Just in case you have not seen it yet, check out our cool TV Commercial…
October 14, 2011
What happens if you stop paying on your mortgage? Chris Sommer of Hope for Homeowners Consulting and Michael Owen of Christmas & Spano answer this question and many more in this video:
October 10, 2011
Chris Sommer of Hope for Homeowners and John Baker of Discount Management, Inc. talk and answer questions about Florida HOA’s and property management:
September 23, 2011
Foreclosure help in Tampa may get much harder for homeowners as state leaders consider a nonjudicial process to clear out defaults. The push is on in Tallahassee, Fl to remove courts from the foreclosure process. According to an article of Janet Zink at the St. Pete Times, supporters of the concept say it will speed […]
September 6, 2011
Did you know that there a way to avoid deficiency judgments? Yes. If you can stop foreclosure, you can avoid the judgment. In case you’re having difficulty in making mortgage payments and a foreclosure is imminent, you can look for various loss mitigation options like loan modification, deed in lieu (DIL), etc. A loan modification […]
August 26, 2011
Let’s take a closer look at what deficiency judgments are now. So when you default on a loan and the lender repossesses your property, the value of the property may not pay off the loan. For example, you might owe $100,000 on your home, but it only sells for $80,000. You’re $20,000 short. Because the […]