Tampa Foreclosure Help Continues…

February 19, 2012

Homeowners in Tampa who are in foreclosure or struggling to make payments may qualify for help after the $25 billion government settlement last week. Although banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process. Which mortgage companies does the “landmark settlement” cover? The […]


Foreclosure of “Doing Nothing”

December 30, 2011

Let’s assume you are a Tampa resident and in foreclosure proceedings. Should you do nothing and hope for the best?


Stop Communicating With The Foreclosure Bank?

December 19, 2011

What is the role of an attorney? What is the role of the bank in a foreclosure process in Tampa, Florida?


The Role of Late Payments

December 5, 2011

Late payments may have an impact on the Foreclosure Process. Is being late on your payments a good or bad thing?


Our cool TV Commercial

November 18, 2011

Just in case you have not seen it yet, check out our cool TV Commercial…


More legal strategies for Foreclosures in Tampa

October 14, 2011

What happens if you stop paying on your mortgage? Chris Sommer of Hope for Homeowners Consulting and Michael Owen of Christmas & Spano answer this question and many more in this video:


Foreclosure consulting for investment property owners in Tampa

October 10, 2011

Chris Sommer of Hope for Homeowners and John Baker of Discount Management, Inc. talk and answer questions about Florida HOA’s and property management:


Foreclosure Help in Tampa May Become Much Harder Soon

September 23, 2011

Foreclosure help in Tampa may get much harder for homeowners as state leaders consider a nonjudicial process to clear out defaults. The push is on in Tallahassee, Fl to remove courts from the foreclosure process. According to an article of Janet Zink at the St. Pete Times, supporters of the concept say it will speed […]


More foreclosure information in Florida or Wesley Chapel…

September 6, 2011

Did you know that there a way to avoid deficiency judgments? Yes. If you can stop foreclosure, you can avoid the judgment. In case you’re having difficulty in making mortgage payments and a foreclosure is imminent, you can look for various loss mitigation options like loan modification, deed in lieu (DIL), etc. A loan modification […]


Tampa Foreclosure information about deficiency judgements continued…

August 26, 2011

Let’s take a closer look at what deficiency judgments are now. So when you default on a loan and the lender repossesses your property, the value of the property may not pay off the loan. For example, you might owe $100,000 on your home, but it only sells for $80,000. You’re $20,000 short. Because the […]