Privacy Notice

H4H Consulting recognizes our customers' desire to preserve their privacy and confidentiality. We have adopted standards that help maintain and preserve the confidentiality of our customers' non-public personal information. This privacy policy applies to your information that we collect and receive and it does not apply to businesses that we do not control or own or people we do not employ. At no time do we sell your personal information without your permission. You can visit http://www.H4H Consulting.com without revealing who you are or providing any personal information about yourself.

By using this Site, you agree to the terms of this privacy policy. Please read the following policy to understand how your personal information will be treated when you use our services.

This Site contains links to other sites. These include links to individual business sites that offer various services related to our clients potential needs, as well as links to other third party and affiliate sites that offer credit reports, property valuation information, insurance quotes, etc. H4H Consulting is not responsible for the privacy practices or the content of such websites.

Site Access

If you browse our site without entering your personal information, we will gather and store certain information about your visit. This information does not identify you and cannot be linked back to you unless you decide to identify yourself. If you are only browsing, we collect such information as: your IP address, the type of browser and operating system used to access our site, the date and time you access our site, the pages you visit, and if you were referred to our website from another website, the address of that website as well as additional information related to your visit. We use your IP address to help diagnose problems with our server, and to administer the site.

Information We Collect

We collect the email addresses of consumers who opt-in for our Email Newsletter, or those who communicate with us or through email. We also collect information provided to us by consumers searching for foreclosure consulting services submitted through our online enrollment process, submitting our ‘Contact Us’ page form and ‘Financial Statement’ Form . Financial Statement Forms typically gather information such as name, address, phone number(s), email address, household income, estimated asset & debts information, and loan specific information including but not limited to estimated property value, desired loan amount, down payment, and whether the applicant is working with a real estate agent. We do not provide any additional services ourselves other than consulting; instead send out all services to third-party affiliates or independent companies we use in a referral relationship.

All information provided by consumers in any of the above-listed ways or otherwise becomes the property of H4H Consulting once received by us and may be used and disclosed as permitted in this Policy.

DISCLOSURE

Member hereby authorizes and permits H4H to share and disclose said member's personal information with an affiliate or entity that H4H believes will provide assistance with reaching the desired goals of said member.

Financial Statement Forms may be sent to third parties who are in a position to respond to your settlement request needs. These entities may include your lenders or any verified entity that shows a valid claim of interest on your mortgage note. Consumers who submit Financial Statement Forms expressly authorize H4H Consulting to share this information with those entities mentioned above to help them engage in settlement on your behalf.

As part of the request process, we may choose to verify your information and/or obtain omitted information.

Financial Statement Form transmitted to a lender or other fulfillment entity becomes the property of that lender or fulfillment entity, in addition to H4H Consulting. The information is used to process your settlement requests.

We also share your personal information with our affiliated companies in order to identify other products or services in which you may have interest, to improve your user experience and generally to engage in market research and for other internal business purposes. We may also use your personal information to prepare reports on site usage, purchase history or other demographic factors for sale or distribution to others. Those reports are aggregated and include no personally identifying information. We may also use your personal information to send you email or postal communications regarding products or services offered by us or by third parties with whom we have relationships in which we think you may be interested. We do not share, sell, trade or rent your personal information to third parties for unknown reasons. You may at any time choose not to receive promotional emails from us by contacting us at info@H4H Consulting.com Notwithstanding the foregoing, we may continue to contact you for the purpose of communicating information relating to http://www.H4H Consulting.com, as well as to facilitate, complete, or confirm any transaction that you may enter into or responding to your inquiry or request.

If you prefer for us not to provide your name and email or postal address to third parties for direct marketing purposes, please contact us at info@H4H Consulting.com

Use of Cookies

We may place "cookies" on your personal computer. A cookie is a small text file that is stored on a user's computer for record keeping purposes. Cookies can be either session cookies or persistent cookies. A session cookie expires when you close your browser and is used to make it easier for you to navigate our websites. A persistent cookie remains on your hard drive for an extended period of time. To protect your privacy we do not use cookies to store or transmit any personal information about you on the Internet. You can reject cookies by changing your browser settings. Please note, however, that if you reject our cookies, some of the features and services of our websites may not function properly.

Site Security

This site has reasonable security measures in place to protect the loss, misuse and alteration of the information under our control.

Contacting the Website

Please be aware that we may change our Privacy Policy from time to time. If we do, the "Effective Date" will be updated as well. Be sure to check back here frequently. If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this website, you can contact us at info@H4H Consulting.com 

Effective Date: 6/30/10


If you have any questions about our privacy policy, what information we store, and how we use it, please feel free to contact us and we will be glad to discuss it with you.
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